Which coverage type would NOT be included under a standard personal auto policy?

Under a standard personal auto policy, business liability coverage is not included because this type of coverage is specifically designed for businesses and their operations, rather than personal use of a vehicle. A personal auto policy is focused on providing coverage for individual drivers and their personal vehicles.

The standard personal auto policy typically includes comprehensive coverage, which protects against damages from non-collision incidents such as theft or natural disasters, as well as liability coverage that addresses bodily injury and property damage resulting from accidents for which the insured is responsible. Property damage liability coverage is also a standard component, covering damage the insured might cause to someone else's property while operating the vehicle.

In contrast, business liability coverage would be part of a commercial auto insurance policy, which is tailored for vehicles used for business purposes, and it is not applicable to standard personal auto policies.