Which of the following is NOT an exclusion under Part B - Medical Payments Coverage on the PAP?

Medical Payments Coverage under the Personal Auto Policy (PAP) is designed to pay for medical expenses incurred by you and your passengers in the event of an accident, regardless of fault. The coverage typically has specific exclusions that are outlined in the policy.

Funeral expenses, while they relate to the aftermath of an accident, fall under the coverage provided by Medical Payments if a covered person passes away due to injuries sustained in a covered accident. This makes funeral expenses part of the appropriate coverage under Part B. In contrast, the other options, such as public or livery conveyance, racing, and war, are explicitly excluded from Medical Payments Coverage.

Public or livery conveyance refers to expenses related to using a vehicle for hire, which is not covered by this policy type. Racing activities pose a high risk and are also excluded from coverage. Similarly, losses related to acts of war are universally excluded from many insurance policies, including Medical Payments Coverage.

Therefore, funeral expenses are not an exclusion, making that the correct answer in this context.